The Senate health care bill is on life support, and proposed alternatives from U.S. Sen. Ted Cruz, R-Texas, and Sen. Lindsey Graham, R-South Carolina, are also under fire. So the fate of the GOP's plans to repeal and replace Obamacare is hardly clear, even at this late date. But what does that mean for consumers wondering about their insurance plans right now?
No matter what happens in Congress this year, health care exchanges will stay in place in 2018. The deadline for insurers to file with state regulators on what plans they'll offer and for what price hit last month. While regulators and other researchers are still combing through the data, glimpses so far show that 2018 may well be tough for many Obamacare consumers.
It's important to remember the vast majority of Americans get insurance from their employers. But more than 12 million buy insurance through the Affordable Care Act's exchanges. And most of those consumers receive a federal tax credit to help pay premium costs.